Expert Payments Security and Encryption Consulting


Enterprise Key Management SCDs

Enterprise Key Management Solutions (EKMS) using Secure Cryptographic Devices (SCDs) is the right way to go for encrypted key security in the Payments Industry. The basic concept of encryption can be dated back as far as 500BC when the Hebrew alphabet was substituted with Atbash cipher; a monoalphabetic substitution. Some school of thought also argue […]

PCI PIN Security

PCI PIN Security The cashless economy has been encouraged in almost every part of the world and it has positively impacted the security of life, reduces the chances of theft, eases the stress of transaction, increase economic growth and helps authenticate and formalize the transactions that are done.   In a cashless society, financial transactions […]

Pre-Assess to be the Best!

Are you PCI PIN compliant and if not what can you do to be ahead of the game for your next QPA assessment? All VISA validating participants, i.e. acquiring institutions, processors, and Key Injection Facilities (KIFs) which are responsible for PINs are mandated by VISA to submit a PCI PIN AOC (Attestation of Compliance) every […]

Key Blocks Are Not Child’s Play.

PCI PIN Requirement 18-3, Key Blocks Implementation “Phase 1,”  is effective JUNE 1st.  Are you ready? Most organizations in the payments industry are are aware that the latest requirements for Key Blocks in PCI PIN 3.0 have been broken into three phases, each with its own effective date. This allows organizations to focus their resources […]

Wnet Proposes Chapter in Tampa, FL

Join me to continue Empowering Women in Payments. Wnet (Women’s Network in Electronic Transactions) was launched in 2005, and is an organization dedicated to helping women in the payments industry achieve greater personal success, influence and professional parity. Wnet supports and promotes women in the payments industry through a number of methods, including world-class national […]

PCI PIN Security 3.0 – What You Need to Know

The Payment Card Industry Security Standards Council (PCI SSC), published version 3.0 of the PCI PIN security requirements in August 2018. This updated version was a collaborative effort between the PCI SSC and the American Standards Committee (ASC) X9. Together they integrated the ASC TR-39 into the PCI PIN security requirements to amalgamate it into […]

Record-Breaking Buy Out Makes FIS New Global Giant in Payments Industry

There have been exciting developments within the payments industry this past week, with Fidelity National Information Services Inc (FIS) announcing last Monday it has agreed to buy Worldpay for about $35 billion. The acquisition marks the biggest deal to date in the fast-growing electronic payments industry.  Growth in payment systems has kept deals rolling even […]